Privacy Policy

Last Updated: July 20, 2025

At MyDreamCalculator.com, we are committed to protecting your privacy and ensuring the security of your personal data. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website (the "Service").

By using our Service, you agree to the collection and use of information in accordance with this policy.

1. Information We Collect

We collect information to provide and improve our Service to you.

a. Personal Data:

While using our Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you ("Personal Data"). This information is generally voluntarily provided by you when you:

Use our Calculators: When you input values into our EMI calculators (e.g., loan amount, interest rate, tenure), this data is processed to provide the calculation results. We generally do not store these specific input values linked to your identity on our servers after the calculation is displayed.

Contact Us: If you send us an email or use a contact form, we collect your name, email address, and the content of your message to respond to your inquiry.

b. Usage Data:

We may also collect information about how the Service is accessed and used ("Usage Data"). This Usage Data may include information such as your computer's Internet Protocol address (e.g., IP address), browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers, and other diagnostic data. This data helps us understand user behavior and improve our website.

c. Cookies and Tracking Technologies:

We use cookies and similar tracking technologies to track the activity on our Service and hold certain information.

Cookies: Small files stored on your device (computer or mobile device). We use cookies to remember your preferences, understand how you interact with our site, and improve your user experience.

Other Tracking Technologies: Beacons, tags, and scripts are used to collect and track information and to improve and analyze our Service.
You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.

2. How We Use Your Information

MyDreamCalculator.com uses the collected data for various purposes:

• To provide and maintain our Service (e.g., running the calculators).
• To notify you about changes to our Service.
• To allow you to participate in interactive features of our Service when you choose to do so.
• To provide customer care and support.
• To provide analysis or valuable information so that we can improve the Service.
• To monitor the usage of the Service.
• To detect, prevent, and address technical issues.
• To send you newsletters, marketing or promotional materials and other information that may be of interest to you, if you have opted in to receive such communications.

3. Disclosure of Your Information

We may share your information in the following situations:

• With Service Providers: We may employ third-party companies and individuals to facilitate our Service ("Service Providers"), to provide the Service on our behalf, to perform Service-related services or to assist us in analyzing how our Service is used. These third parties have access to your Personal Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.
• Examples: Hosting providers, analytics providers (e.g., Google Analytics).
• For Business Transfers: If MyDreamCalculator.com is involved in a merger, acquisition, or asset sale, your Personal Data may be transferred. We will provide notice before your Personal Data is transferred and becomes subject to a different Privacy Policy.
• For Legal Requirements: We may disclose your Personal Data in the good faith belief that such action is necessary to:
• Comply with a legal obligation (e.g., court order, government request).
• Protect and defend the rights or property of MyDreamCalculator.com.
• Prevent or investigate possible wrongdoing in connection with the Service.
• Protect the personal safety of users of the Service or the public.
• Protect against legal liability.
• With Your Consent: We may disclose your Personal Data for any other purpose with your explicit consent.

4. Security of Data

The security of your data is important to us. We strive to use commercially acceptable means to protect your Personal Data. However, no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security.

5. Data Retention

We will retain your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.

We will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period, except when this data is used to strengthen the security or to improve the functionality of our Service, or we are legally obligated to retain this data for longer time periods.

6. Your Data Protection Rights (Under India's DPDP Act, 2023)

Under the Digital Personal Data Protection Act, 2023, you have certain rights concerning your personal data:

• Right to Access: You have the right to obtain information about your personal data being processed.
• Right to Correction/Erasure: You have the right to request correction or erasure of your personal data if it is inaccurate or no longer necessary for the purpose for which it was collected.
• Right to Grievance Redressal: You have the right to readily available means to seek redressal for any grievance in relation to the exercise of your rights.

To exercise any of these rights, please contact us at the email address provided in the "Contact Us" section below.

7. Links to Other Sites

Our Service may contain links to other sites that are not operated by us. If you click on a third-party link, you will be directed to that third party's site. We strongly advise you to review the Privacy Policy of every site you visit.

We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

8. Children's Privacy

Our Service does not address anyone under the age of 18 ("Children").

We do not knowingly collect personally identifiable information from anyone under the age of 18. If you are a parent or guardian and you are aware that your Children have provided us with Personal Data, please contact us. If we become aware that we have collected Personal Data from children without verification of parental consent, we take steps to remove that information from our servers.

9. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.
We will let you know via email and/or a prominent notice on our Service, prior to the change becoming effective and update the "Last Updated" date at the top of this Privacy Policy.
You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

10. Contact Us

If you have any questions about this Privacy Policy, please contact us:
By email: contact@mydreamcalculator.com